Education, Articles and Videos
Please choose any of the following articles below that interest you. Each article is listed under the month it was written. Articles written in prior months may still have educational interest.
Loan Delinquencies On The Rise – Consumer Credit
Following the 2008 financial crisis, consumers began defaulting on loans across the board. Since then, loan delinquencies have fallen steadily, with some dropping lower than...
Higher Mortgage Rates Keep Homebuyers from Buying – Housing Market
With interest rates breaching higher levels, mortgages are becoming less affordable for millions of Americans. As a result, demand for new mortgages continues to reach...
Eggs Continue To Get More Expensive – Food Sector Review
Amidst high food inflation throughout 2022, eggs have emerged as particularly costly goods at the grocery store in recent months. Egg consumption has been rising...
Macro Economic Overview
Inflation worries persisted in February as government data revealed stubbornly elevated prices for food and energy. As a result, the Federal Reserve’s policy on additional...
March 2023 Market Indexes
(all values as of 02.28.2023) Stock Indexes: Dow Jones 32,656 S&P 500 3,970 Nasdaq 11,455 Bond Sector Yields: 2 Yr Treasury 4.81% 10 Yr Treasury...
U.S. Inflation Cools While Global Inflation Persists – Global Inflation Trends
Following 40-year highs in inflation, the Fed’s aggressive rate hikes and a slowing economy have begun cooling inflation. For the 6th consecutive month, U.S. Inflation...
The Inflation Reduction Act
The Inflation Reduction Act (IRA) passed by Congress in 2022 may have opened a unique opportunity to lessen the burden of home renovations and upgrades....
Shipping Costs Fall From Historic Highs – International Trade
In late 2021, post-pandemic shipping costs skyrocketed, forcing the prices of containers to become unaffordable for many businesses that rely on importing or exporting products....
SECURE Act 2.0’s Benefits ROTH IRAs & 529 Savings Plans – Financial Planning
The SECURE Act 2.0, passed by Congress on December 29 as part of a new 1.7 trillion spending bill, instituted a wide array of changes...
Refilling Depleted Oil Reserves from Four Decade Lows – Oil Industry Update
As a result of surging fuel costs reflective of OPEC constraints and the Ukraine war, the U.S. government withdrew over 220 million barrels of oil...